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	<title>Vancouver Island Real Estate John Cooper REMAX of Nanaimo Homes MLS Search Realestate &#187; Financing Options</title>
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		<title>973 Harrison Way $229,900 &#8211; Purchase Plus Improvement Program Mortgage Option</title>
		<link>http://islandlifestyle.ca/973-harrison-way-229900-purchase-plus-improvement-program-mortage-nanaimo-gabriola/</link>
		<comments>http://islandlifestyle.ca/973-harrison-way-229900-purchase-plus-improvement-program-mortage-nanaimo-gabriola/#comments</comments>
		<pubDate>Tue, 19 Feb 2013 19:37:22 +0000</pubDate>
		<dc:creator>John Cooper</dc:creator>
				<category><![CDATA[Financing Options]]></category>
		<category><![CDATA[Gabriola Island Real Estate]]></category>
		<category><![CDATA[John Cooper Listings]]></category>

		<guid isPermaLink="false">http://islandlifestyle.ca/?p=4426</guid>
		<description><![CDATA[Many consumers purchase a home with “Improvements” already in mind. Few realize that the cost of these renovations can be incorporated into their initial mortgage at the best rates available. The process can be simple. However, when you have the burden of removing other conditions on the purchase contract, financing the renovations often gets pushed [...]]]></description>
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		<title>Are You Eligible For a 10% CMHC Mortgage Loan Insurance Premium Refund?</title>
		<link>http://islandlifestyle.ca/are-you-eligible-for-a-10-cmhc-mortgage-loan-insurance-premium-refund/</link>
		<comments>http://islandlifestyle.ca/are-you-eligible-for-a-10-cmhc-mortgage-loan-insurance-premium-refund/#comments</comments>
		<pubDate>Tue, 11 Dec 2012 20:59:04 +0000</pubDate>
		<dc:creator>John Cooper</dc:creator>
				<category><![CDATA[Financing Options]]></category>
		<category><![CDATA[home maintenance]]></category>

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		<description><![CDATA[Do you have a CMHC Insured Mortgage and Live in an Energy Efficient Home? This article could save you 10% on your premium .. .Read on .. Energy-Efficient Housing Made More Affordable with Mortgage Loan Insurance &#8230; More than 17 percent of the energy consumed in Canada is used to run our homes. Buying an [...]]]></description>
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		<title>What Is Payment Shock &amp; How Do I Deal With It?</title>
		<link>http://islandlifestyle.ca/what-is-payment-shock-how-do-i-deal-with-it/</link>
		<comments>http://islandlifestyle.ca/what-is-payment-shock-how-do-i-deal-with-it/#comments</comments>
		<pubDate>Tue, 15 May 2012 22:29:06 +0000</pubDate>
		<dc:creator>John Cooper</dc:creator>
				<category><![CDATA[Financing Options]]></category>
		<category><![CDATA[John Cooper Listings]]></category>
		<category><![CDATA[Market Statistics]]></category>

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		<description><![CDATA[With all the recent talk about interest rates, it is appropriate to talk about payment shock. Payment shock is when you renew your mortgage from a low interest rate to a higher rate. This is what contributed to a lot of the problems in the U.S. People were in low teaser rate mortgages and when [...]]]></description>
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		<title>Should you take a 5 yr or 10 yr term mortgage?</title>
		<link>http://islandlifestyle.ca/should-you-take-a-5-yr-or-10-yr-term-mortgage/</link>
		<comments>http://islandlifestyle.ca/should-you-take-a-5-yr-or-10-yr-term-mortgage/#comments</comments>
		<pubDate>Wed, 09 May 2012 18:00:09 +0000</pubDate>
		<dc:creator>John Cooper</dc:creator>
				<category><![CDATA[Financing Options]]></category>
		<category><![CDATA[John Cooper Listings]]></category>
		<category><![CDATA[Nanaimo Real Estate]]></category>
		<category><![CDATA[New Listings]]></category>

		<guid isPermaLink="false">http://islandlifestyle.ca/?p=3471</guid>
		<description><![CDATA[There are not a lot of times when 10 year term mortgages are in the discussion, but in today’s low rate environment, this is one of those times. Here are 2 scenerio’s which might help in your decision making. In today’s market a 5 year fixed mortgage is priced at 2.99% (at some lenders) whereas [...]]]></description>
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		<title>Vancouver Island Foreclosures Explained</title>
		<link>http://islandlifestyle.ca/vancouver-island-foreclosure-proceedings/</link>
		<comments>http://islandlifestyle.ca/vancouver-island-foreclosure-proceedings/#comments</comments>
		<pubDate>Mon, 26 Mar 2012 17:14:40 +0000</pubDate>
		<dc:creator>John Cooper</dc:creator>
				<category><![CDATA[Financing Options]]></category>
		<category><![CDATA[Foreclosures]]></category>
		<category><![CDATA[Nanaimo Foreclosures]]></category>
		<category><![CDATA[Vancouver Island Foreclosures]]></category>

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		<description><![CDATA[With the changes in the economy, we are seeing more short-fall sales, pre-foreclosures and foreclosure sales. As a foreclosure specialist on Vancouver Island, I am often asked about the legal process of a foreclosure sale in BC. When considering purchasing a foreclosure, it is crucial to work with an agent who is experienced in handling [...]]]></description>
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		<title>THE B.C. FIRST-TIME NEW HOME BUYERS’ BONUS</title>
		<link>http://islandlifestyle.ca/the-b-c-first-time-new-home-buyers%e2%80%99-bonus/</link>
		<comments>http://islandlifestyle.ca/the-b-c-first-time-new-home-buyers%e2%80%99-bonus/#comments</comments>
		<pubDate>Thu, 23 Feb 2012 20:19:30 +0000</pubDate>
		<dc:creator>John Cooper</dc:creator>
				<category><![CDATA[Financing Options]]></category>
		<category><![CDATA[Nanaimo Market Statistics]]></category>
		<category><![CDATA[Nanaimo Real Estate]]></category>
		<category><![CDATA[Nanaimo Real Estate Trends]]></category>
		<category><![CDATA[New Listings]]></category>
		<category><![CDATA[South Nanaimo]]></category>
		<category><![CDATA[Vancouver Island Real Estate]]></category>
		<category><![CDATA[Vancouver Island Real Estate Trends]]></category>

		<guid isPermaLink="false">http://islandlifestyle.ca/?p=3195</guid>
		<description><![CDATA[Are you Eligible? If you are a first time home buyer purchasing new construction &#8230; Subject to approval by the legislature, the B.C. government intends to implement a temporary BC First-Time New Home Buyers’ Bonus. Effective February 21, 2012, to March 31, 2013, the bonus is a one-time refundable personal income tax credit worth up [...]]]></description>
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		<title>Mortgage Options for Self Employed</title>
		<link>http://islandlifestyle.ca/mortgage-options-for-self-employed/</link>
		<comments>http://islandlifestyle.ca/mortgage-options-for-self-employed/#comments</comments>
		<pubDate>Sat, 04 Feb 2012 15:00:17 +0000</pubDate>
		<dc:creator>John Cooper</dc:creator>
				<category><![CDATA[Canadian Housing Trends]]></category>
		<category><![CDATA[Comox Valley Real Estate]]></category>
		<category><![CDATA[Financing Options]]></category>
		<category><![CDATA[Nanaimo Real Estate]]></category>
		<category><![CDATA[Vancouver Island Realtors]]></category>

		<guid isPermaLink="false">http://islandlifestyle.ca/?p=3094</guid>
		<description><![CDATA[Are you self employed and does your accountant do too good of a job writing off income? We all want to pay less income tax and that is one of the reasons we employ accountants. They can work their magic so a good portion of self employed earnings are written off against eligible expenses. This [...]]]></description>
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